Record a transfer from your own account to this account — this will show initial loan amount. If the loan involves interest, please use this step by step guide describing how to setup a new loan account and have AceMoney automatically calculate interest and principal portions of the loan payments. Record a withdrawal using this category — it will show initial loan amount.
In this case you need to generate category spending report to see how much your friend owes you. Usually it makes sense to have a separate credit card account and record all credit card transactions as withdrawals into it. At the end of the cycle that account will have some negative balance. If statement balance is paid in full, credit card account balance should be zero, unless you already recorded new transactions which are not included into the statement.
There are several ways to deal with mortgage payments. A typical mortgage payments usually consists of three parts: principal, interest and escrow. The easiest way to record mortgage payments is by scheduling a recurring withdrawal as a split transaction with three amounts allocated to three special categories.
This lets you use category reports to figure out how much money was paid for interest, principal and escrow account during the year. If you want to track balances on mortgage and escrow accounts, you need to create them in AceMoney as regular accounts. Set initial balance on your mortgage account to a negative number representing the amount of money that you owe to the bank for your house.
Initial balance on the escrow account should be zero when you are buying a new home, otherwise set it to the current balance.
Your mortgage payment in this case is also a withdrawal, but only interest part of the split is recorded using category to track interest payments. Principal amount is recorded as a transfer from split going to the mortgage account, so every payment will slightly increase balance on that account. Escrow payment is also recorded as a transfer from split. In this scenario you need to record all activities on the escrow account when your bank or yourself pay for home insurance, property taxes or PMI with money from the escrow account.
Budget limits are set on a per category basis. They can be set in the category properties dialog on the Categories page. Budget by categories and budget by subcategories reports show the difference between planned and actual income or spendings. No, it does not, you can record both. The one and the only purpose of these switches is to show mathematical sign of budget limit. We know that some welknown software packages separate income and expense categories. If you are lucky enough, the rebate check arrives and you deposit it on Electronics to your bank account.
See, you just got income on the expense category. Categories should be free! The column shows transaction state, Account balancing or Reconciliation is based on transaction lifecycle which is defined by transaction states. Every transaction has three states statuses : uncleared, cleared and reconciled. Once the bank reports it at the web site or in the statement, the transaction can be moved to the next state: Cleared.
Once you reconcile all cleared transactions with the bank statement, all of them should be moved to the Reconciled state. The reconciled balance should be the same as the last statement balance. Uncleared means nothing, for instance, you just entered this transation and have no official confirmation of it. Cleared state can be assigned if you know that the transaction really has happened. For example, if your bank shows it at the web site you can assign cleared state to the transaction.
Reconciled is the last state in transaction lifestyle. Usually you move several transactions from cleared to reconciled state at the end of the month based on the bank statement. Create a new account representing your real account with a brokerage. Transfer cash from your checking account to this investment account, you will use that cash to pay for investments.
Try to find a web site providing quotes for your investment. At the moment AceMoney covers so many markets, that it is very difficult to find an investment with quotes that cannot be downloaded.
If nothing was found, still enter some meaningful abbreviation as a symbol. Use Update button in the investment dialog to set price per share manually, or Download button to get it from the chosen data source automatically.
Enter a new investment transaction. Go to the investment account, click on Investment Transaction button and enter the required data. AceMoney supports different types of investment transactions, see built-in help for more information. Note that if there was no cash available, cash balance of the investment account will be negative.
Account page shows only cash balance, so when you buy investments, cash balance value goes down, when you sell them, it goes up. AceMoney can download stock quotes from many different locations, they are called data sources and can be changed in the investment properties dialog. The vast majority of the investment quotes can be obtained from Yahoo Finance. In this case AceMoney uses the same symbols as Yahoo!
Finance in order to download the stock prices. Please use Yahoo! Symbol Lookup to find the stock. By default the stocks are downloaded from the United States Stock Exchanges. If you are interested in other stock exchanges, an appropriate suffix should be added to the symbol. Here is a full list of exchanges. AceMoney supports not only Yahoo!
Finance, but many other data sources for the stock quotes, some of them may work better for different markets. You can assign a specific data source for an investment in the investment properties dialog. Create a new account, call it Employee Stock Options. Download market price. Click on Investment transactions tab and record Buy shares transaction for the total number of your options by the granted price.
Go back to the accounts page. Balance of the new account should reflect the current value of your options. Yes, you can! All your accounts, transactions, categories, payees, favorite reports and other important things are saved in the single file with. Register with them, install DropBox on each computer where you plan to use AceMoney and DropBox will create a special directory.
Every file you save there will be automatically synced up with all your computers almost instantly. So, if you entered new transactions on one computer and saved the file, you can open the file on another computer and see that change.
If you have a question not answered by this page, please contact our Technical Support Department. General questions Is AceMoney compatible with Windows 10? Is there a shipping charge for a CD version of AceMoney? Can AceMoney be used on a Mac? Some other web site provides a registered version of AceMoney. Is it safe to download?
Can AceMoney print checks? Does AceMoney allow online payment? Install, upgrade and registration How long does it usually take between I place an order and get a license? What happened? How can I upgrade my version of AceMoney? How to move AceMoney and data from one computer to another?
Instead, Windows asks me to choose an application to open a file. Can I change the dollar sign icon to something else? How to import data from Quicken? How to import data from another accounting software? How to import data from Excel or OpenOffice? What is wrong? My bank only supports CSV format comma separated values.
Can AceMoney handle this file type? Can AceMoney connect directly to the bank and download transactions? How to avoid duplicate transfers during import from several QIF files? Can I download transactions from bank X directly from AceMoney? My bank tells me that it does not support AceMoney, how come it is in your list? Transactions download fails with error codes or , what does it mean? Account balancing Why is account balance on the main page account list different from the balance on the account page?
Tracking paychecks, credits, loans and mortgages How to enter a paycheck and track salary deposits? I lent some money to my friend. How can I use AceMoney to track his loan payments? How to track credit cards? How to track mortgage payments? Budget Where can I configure my budget limits? I see Income and Expense radio buttons for every category. Investments How to use portfolio and track investments? My stocks or mutual fonds are not known to AceMoney.
How can AceMoney download them? How to track Employee Stock Options? How to add a stock with some cost base? Data synchronization Can I work with the same data file with multiple computers?
Yes, AceMoney is perfectly compatible with Windows No, AceMoney cannot print checks. Please help. Here is a show video showing how to download and install AceMoney to your Windows computer in one minute How to move AceMoney and data from one computer to another? Run backup procedure and then move your. Uninstall AceMoney from the old computer.
Install the latest version on the new system. Enter the serial number which you should already have. You can change Windows shortcut icon in its properties: Right click on AceMoney shortcut on your desktop or the start menu. Click Properties. Click Change Icon button. Pick a new icon and click OK. Data migration from the other software How to import transactions from Microsoft Money?
How to import transactions from Quicken? How to import transactions from another accounting software? How to import transactions from Excel or OpenOffice?
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